Simply looking at the CTC (Cost to Company) is often misleading. Key factors like different salary structures, variable pay components that aren't guaranteed, and significant differences in city cost of living can make a higher CTC offer financially worse.

This tool goes beyond CTC to give you a clearer picture:

• It converts both job offers into an estimated monthly in-hand salary after taxes.
• It factors in the cost of living differences between Indian cities.
• It accounts for your major fixed costs like rent and other commitments (EMIs, etc.).
• The final verdict is based on your potential monthly savings, which is the truest measure of financial progress.

This calculator helps you avoid common career decision traps, such as:

• Falling for the 'higher CTC' illusion without considering the underlying financial impact.
• Underestimating the high cost of living in a new city, which can negate a salary increase.
• Forgetting to account for existing financial commitments when evaluating a new offer.

Don't dismiss an offer just because the CTC is lower. It might be the better choice if:

• It's in a city with significantly lower rent and living expenses.
• It has a higher fixed component and less reliance on variable pay.
• It ultimately allows you to save more money each month, accelerating your financial goals.